Mortgage Calculator

Calculate your buying power or get a full PITI payment breakdown.

Your finances

Gross monthly income (before taxes)

≈ $102,000/year

Existing monthly debt payments

Car loans, student loans, credit cards, etc. (not housing)

Down payment available

Estimated credit score

Loan program

Loan term

Estimated max purchase price

$340,674

Range: $289,572 – $357,707

Max loan amount$283,174

Down payment$57,500

Est. monthly payment (PITI)$2,380

Interest rate7.5%

Back-end DTI at max35.6%

+ PMI (LTV 83%)+ $267/mo

Back-end DTI35.6%

0%Ideal <36%Max 43–50%60%+

Estimate based on DTI guidelines. Actual qualification depends on credit, employment, reserves, and lender guidelines.