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BK

Brian Kowalski

DeniedHome Purchase$395,000

Completion

100%

Approval Odds

64%

Some concerns

Monthly Income

$5,833

Gross

Total Assets

$9K

Documented

DTI Ratio

32.5%

Excellent

Credit Score

Pending pull

Documents

2/2

Verified

Borrower Information

Phone

(910) 555-0821

Address

5610 Market St, Wilmington, NC

Marital Status

unmarried

Employment

Cape Fear Contractors

Project Manager

Since Nov 2022

$5,833

per month

$70,000/yr

Combined monthly income$5,833

Monthly Obligations

Ford Motor Credit

auto loan

$618/mo

Balance: $31,400

Nelnet

student loan

$490/mo

Balance: $58,000

Capital One

credit card

$280/mo

Balance: $9,400

Discover

credit card

$195/mo

Balance: $6,200

LightStream

personal loan

$310/mo

Balance: $14,200

Subject Property

3800 Oleander Dr

Wilmington, NC 28403

Purchase price: $414,750

single family · primary

AI Insights

  • DTI of 32.5% is within program guidelines

Document Status

Pay Stub - Apr 2024verified
W-2 2023verified