LP
LoanPilot
DC
Back to borrowers
LE

Luis Esperanza

ProcessingHome Purchase$287,000

Completion

100%

Approval Odds

76%

Looks good

Monthly Income

$6,250

Gross

Total Assets

$41K

Documented

DTI Ratio

7.3%

Excellent

Credit Score

Pending pull

Documents

5/7

Verified

Borrower Information

Phone

(828) 555-1082

Address

62 Merrimon Ave, Asheville, NC

Marital Status

unmarried

Employment

AVL Design Co (Self)

Owner / Graphic Designer

Since Feb 2018

$6,250

per month

$75,000/yr

Combined monthly income$6,250

Monthly Obligations

Honda Financial

auto loan

$348/mo

Balance: $11,200

Discover

credit card

$110/mo

Balance: $3,200

Subject Property

14 Sunset Mountain Rd

Asheville, NC 28803

Purchase price: $297,045

single family · primary

AI Insights

  • DTI of 7.3% is within program guidelines

Document Status

1040 - 2023verified
1040 - 2022verified
Sched C 2023verified
Sched C 2022verified
Mountain BizBank - Apr 2024verified
Mountain BizBank - May 2024processing
P&L Statement YTD 2024uploaded